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Your Trusted Path to VA Loans

Are you a veteran or active-duty service member dreaming of making Spokane your home? Tony Byrne at Heritage Home Loans, is your dedicated partner in navigating the world of VA loans.


Let's delve into the wealth of opportunities that await you, turning your homeownership dreams into reality.

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Why Choose VA Loans with Heritage Home Loans?

Heritage Home Loans understands the unique needs of our military community in Spokane. With Tony Byrne at the helm, our commitment is to provide personalized solutions to veterans, active-duty service members, and their families.

Tailored Solutions for Spokane's Finest

Zero Down Payment: Experience the joy of homeownership without the burden of a down payment. Tony Byrne is your mortgage expert, here to guide you through the process of securing a VA loan with no money down.


Competitive Interest Rates: Benefit from interest rates that recognize your service to our country. Heritage Home Loans works tirelessly to secure the most competitive rates available for our Spokane military community.


Flexible Eligibility: We understand that military life comes with unique challenges. We offer flexibility in eligibility requirements, ensuring that more veterans in Spokane can access the benefits of VA loans.

Personalized Guidance Tailored to You

Local Expertise: Tony Byrne is deeply rooted in the Spokane community, making Heritage Home Loans your go-to resource for local expertise in the mortgage industry.


Personalized Guidance: Heritage Home Loans is more than a mortgage provider; we're your partners in achieving homeownership. Benefit from personalized guidance and financial solutions tailored to your needs.


Explore Your Financial Options: Use our mortgage calculator to estimate monthly payments, empowering you to make informed decisions about your budget.

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Tony Byrne

Mortgage Loan Originator | NMLS 1016763

As a creative director, Ed invests his soul and imagination into every product that he works on. Trained in the exclusive City Design School, he has several years of experience in the field and dozens of highly successful projects and campaigns. Ed has been named Most Promising Designer in his field of expertise for six years in a row. 

Eligibility & Requirements: VA Home Loans from HHL

Key Requirements for VA Loans


  1. Certificate of Eligibility (COE): Tony Byrne at Heritage Home Loans will assist you in obtaining your Certificate of Eligibility, a crucial step in securing your VA loan.
  2. Credit & Income Standards: While VA loans are known for flexibility, certain credit and income standards must be met. Tony Byrne will provide expert guidance to ensure a smooth journey through these requirements.
  3. Property Appraisal: Heritage Home Loans will guide you through the property appraisal process, ensuring that your chosen home meets VA's minimum property requirements.

Who Qualifies for a VA Loan?

  • Active-duty Service Members: Those currently serving in any branch of the U.S. military.
  • Veterans: Those who have honorably completed their service in the U.S. military.
  • National Guard & Reserve Members: Individuals who have served or are currently serving in the National Guard or Reserve components.
  • Surviving Spouses: The surviving spouse of a veteran who died in service or as a result of a service-connected disability.

Contact us today to explore the possibilities of VA loans and take the first step toward your dream home!

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